RemitArchitect
CanadaPhilippines

Send Money from Canada to the Philippines

Compare fees, exchange rates and delivery speeds from Canada to Philippines. Updated regularly — independent and unbiased.

11

Providers compared

13

Payout methods

< 1 hour

Min. delivery

Compare Providers

ProviderFeePayout MethodDelivery SpeedBest For

Wise

🎁 None

Transparent upfront fee, from approximately $8 CAD per $1,000 sentBank Deposit, GCash, Maya, GrabPay, ShopeePaySame day, often within hoursBest for sending directly into the recipient's e-wallet of choice at the mid-market rateSend Now →

Remitly

🎁 First-transfer promotional rate for new customers (check current offer)

Flat fee, $3.99 CAD to $5.99 CAD depending on speedBank Deposit, GCash, PalawanPayMinutes (Express) to a few days (Economy)Best for GCash delivery with a choice of speed/price tiersSend Now →

Western Union

🎁 None

Fee varies by amount, payment method, and payout optionBank Deposit, Mobile WalletMinutes to same day depending on payout methodBest for its large in-person agent network alongside digital transferSend Now →

WorldRemit

🎁 None

Fee shown upfront before sending, varies by amount and payout methodBank Deposit, Cash Pickup, GCash, GrabPay, Maya, ShopeePay90% of transfers arrive within minutesBest for the widest choice of named Philippine e-walletsSend Now →

Sendwave

🎁 No-fee transfers

No transfer fee advertised (built into exchange rate)Cash Pickup, GCashMinutes to same dayBest for no-fee GCash deliverySend Now →

Xoom

🎁 $0 fee on eligible transfers

Fee varies by amount and payout method; $0 fee on some transfersBank Deposit, Cash Pickup, GCash, PayMaya, GrabPay, Coins, U-mobileMinutes for mobile wallet payoutsBest for the widest range of named Philippine e-wallets in one providerSend Now →

Taptap Send

🎁 No-fee transfers

No transfer fee advertised (rate markup instead)Bank Deposit, GCash, Maya95% of transfers arrive in under 3 minutesBest for fast, no-fee delivery to a major Philippine bank or e-walletSend Now →

Paysend

🎁 None

Flat fee, $3 CADBank Deposit, Cash Pickup, GCashSame day, often minutesBest for a simple, low flat fee regardless of amountSend Now →

Ria Money Transfer

🎁 None

Fee varies by amount and payout methodBank Deposit, Cash Pickup, Home Delivery, GCashMinutes (card-funded) to several business days (bank transfer)Best for choice between GCash, cash pickup, and home deliverySend Now →

LemFi

🎁 None

Little to no fee advertisedBank DepositMinutesBest for straightforward low-fee bank transfersSend Now →

MoneyGram

🎁 None

Fee varies by amount and payout methodBank Deposit, GCash, Cash Pickup, Debit CardMinutes for GCash and debit cardEducational listing — not a current affiliate partnerSend Now →

Rates are indicative. Click “Send Now” to see the live rate for your exact amount to Philippines.

Disclaimer: Remit Architect is an independent comparison service. Exchange rates and fees shown are indicative and may differ from the rate you actually receive. Always verify the exact rate on the provider's website before transferring. Read our full disclaimers.