| Transparent upfront fee, from approximately $8 CAD per $1,000 sent | Bank Deposit | Minutes to same day | Best for transparent, mid-market-rate transfers to a Nigerian bank account | Send Now → |
Remitly 🎁 First-transfer promotional rate for new customers (check current offer) | Flat fee, $3.99 CAD (Economy) to $5.99 CAD (Express) | Bank Deposit, Cash Pickup, Mobile Wallet | Minutes (Express) to a few days (Economy) | Best for Opay or Paga mobile wallet delivery with a choice of speed/price tiers | Send Now → |
| Fee varies by amount, payment method, and payout option | Bank Deposit, Cash Pickup | Minutes to same day depending on payout method | Best for its large in-person agent network alongside digital transfer | Send Now → |
| Fee shown upfront before sending, varies by amount and payout method | Bank Deposit, Cash Pickup, Mobile Money, Airtime Top-up | 90% of transfers arrive within minutes | Best for direct deposit to major Nigerian banks plus an airtime top-up option | Send Now → |
Sendwave 🎁 No-fee transfers | No transfer fee advertised (built into exchange rate) | Bank Deposit, Cash Pickup | Minutes to same day | Best for no-fee delivery to Access, Zenith, or Fidelity Bank | Send Now → |
| Fee varies by amount and payout method | Bank Deposit, Cash Pickup | Minutes for cash pickup | Best for cash pickup or direct deposit to GT Bank and First Bank, backed by PayPal | Send Now → |
Taptap Send 🎁 No-fee transfers | No transfer fee advertised (rate margin around 1% on this route) | Bank Deposit | 95% of transfers arrive in under 3 minutes | Best for fast, no-fee delivery to a wide range of Nigerian banks (cash pickup no longer offered, per Central Bank of Nigeria policy) | Send Now → |
Paysend 🎁 Fee-free bank deposit transfers | Fee-free to bank accounts | Bank Deposit | Same day, often minutes | Best for a simple, fee-free bank deposit transfer | Send Now → |
| Fee varies by amount and payout method | Bank Deposit, Cash Pickup, Mobile Wallet, Home Delivery | Minutes (card-funded) to several business days (bank transfer) | Best for choice between mobile wallet, cash pickup, bank deposit, or home delivery | Send Now → |
LemFi 🎁 Zero transfer fees | Zero transfer fees advertised | Bank Deposit, Mobile Money | Usually instant | Best for zero-fee bank and mobile money delivery | Send Now → |
| Fee varies by amount and payout method | Bank Deposit, Cash Pickup | Minutes to same day | Educational listing — not a current affiliate partner | Send Now → |