| Transparent upfront fee, from approximately $14.50 CAD per $1,000 sent | Bank Deposit, M-Pesa | Minutes | Best for transparent, mid-market-rate transfers directly to an M-Pesa wallet | Send Now → |
Remitly 🎁 First-transfer promotional rate for new customers (check current offer) | Flat fee, $3.99 CAD (Economy) to $5.99 CAD (Express) | Bank Deposit, Cash Pickup, M-Pesa | Minutes (Express) to a few days (Economy) | Best for M-Pesa delivery with a choice of speed/price tiers | Send Now → |
| Fee varies by amount, payment method, and payout option | Bank Deposit, Cash Pickup, M-Pesa | Minutes for M-Pesa | Best for a direct M-Pesa payout partnership plus a large agent network | Send Now → |
| Fee shown upfront before sending, varies by amount and payout method | Bank Deposit, Cash Pickup, M-Pesa, Airtime Top-up | M-Pesa arrives within minutes | Best for direct deposit to major Kenyan banks plus M-Pesa and airtime options | Send Now → |
Sendwave 🎁 No-fee transfers | No transfer fee advertised (built into exchange rate) | M-Pesa | Minutes | Best for no-fee M-Pesa delivery | Send Now → |
| Fee varies by amount and payout method | Bank Deposit, Cash Pickup, M-Pesa, Airtel Money | Minutes for M-Pesa | Best for a choice between M-Pesa and Airtel Money, backed by PayPal | Send Now → |
Taptap Send 🎁 No-fee transfers | No transfer fee advertised (FX margin around 1-1.5%) | Bank Deposit, M-Pesa, Airtel Money | 95% of transfers arrive in under 3 minutes | Best for fast, no-fee delivery to M-Pesa or Airtel Money | Send Now → |
| Flat fee, $3 CAD | Bank Deposit, Mobile Wallet | Same day, often minutes | Best for a simple, low flat fee regardless of amount | Send Now → |
| Fee varies by amount and payout method | Bank Deposit, Cash Pickup, M-Pesa, Equitel | Minutes (card-funded) to several business days (bank transfer) | Best for choice between M-Pesa, Equitel, cash pickup, or bank deposit | Send Now → |
| Little to no fee advertised | Bank Deposit, M-Pesa | Minutes | Best for straightforward low-fee M-Pesa and bank delivery | Send Now → |
| Fee varies by amount and payout method | Bank Deposit, Cash Pickup, M-Pesa, Debit Card | Minutes for M-Pesa | Educational listing — not a current affiliate partner | Send Now → |